Mohd's CV
Mohd Kafeel Siddiqui
Internal Auditor - Chief Manager
Profile summary
Strategic Internal Auditor - Chief Manager with over 12 years of experience shaping banking audit outcomes, risk management, and regulatory compliance. Known for executing internal audits, risk assessments, and fraud investigations across retail branch banking and international representative branches of Dubai and Abu Dhabi and well verse with CBUAE (Central Bank of UAE) regulatory requirement and applicable regulatory rulebooks. Committed to maintaining robust compliance and control environments.
Career highlights
Branch Audit Management: Managed multiple concurrent audits and supervised audits across thirty five branches by coordinating with outsourced auditors to maintain operational standards.
Risk Containment and Investigation: Conducted risk-based audits across twelve branches and executed fraud investigations to deliver actionable findings for senior management.
Regulatory Compliance and Auditing: Reviewed adherence to regulatory requirements and rulebooks while performing internal audits for international representative branches and retail operations.
Key skills
Professional experience
Reports to executive leadership while guiding audit execution across retail branch banking, international representative branches Dubai and Abu Dhabi and central departments. Oversees risk assessments, compliance frameworks, and operational evaluations to maintain internal controls across multiple functions.
- Developed and maintained Risk and Control Matrices, control frameworks, and audit documentation to ensure robust compliance.
- Reviewed and assessed compliance with CBUAE regulatory requirements during audits of Dubai and Abu Dhabi representative offices.
- Strategized, coordinated, and executed comprehensive internal audits for retail branch banking, including international representative branches in Abu Dhabi and Dubai.
- Conducted risk assessments for banking products, including current accounts, savings accounts, unsecured and secured loans, providing assurance on risk exposure. - Audited central function departments including Product, Vigilance, Accounts, and HR to ensure regulatory compliance and operational efficiency.
Managed the regional risk containment unit, directing oversight of branch operations, fraud investigations, and retail liability controls to maintain institutional compliance and mitigate operational exposures.
- Executed risk-based audits across branches to evaluate internal controls and operational risks.
- Investigated fraud cases and whistleblower inquiries, delivering findings to senior management.
- Conducted retail liabilities control reviews and coordinated corrective actions with branch teams.
Directed audit operations across retail branch banking, international representative branches, and central departments like Clearing, ATM, Trade Forex, and Account Opening HUB. Maintained Risk and Control Matrices, control frameworks, and audit documentation while conducting risk assessments for banking products.
- Developed and maintained Risk and Control Matrices, control frameworks, and audit documentation to ensure robust compliance.
- Reviewed and assessed compliance with CBUAE regulatory requirements during audits of Dubai and Abu Dhabi representative offices.
- Strategized, coordinated, and executed comprehensive internal audits for retail branch banking, including international representative branches in Abu Dhabi and Dubai.
- Conducted risk assessments for banking products, including current accounts, savings accounts, unsecured and secured loans, providing assurance on risk exposure. - Audited central function departments including Product, Vigilance, Accounts, and HR to ensure regulatory compliance and operational efficiency.
Directed audit engagements across retail branch banking and central departments including Product, Vigilance, Accounts, and HR to evaluate internal controls. Managed two concurrent audits simultaneously while supervising a team of four CA articles to maintain strict compliance with regulatory frameworks.
- Executed risk assessments for current accounts, savings accounts, and unsecured and secured loans to provide assurance on risk exposure.
- Developed Risk and Control Matrices, control frameworks, and audit documentation to maintain robust compliance environments.
- Monitored exception reports continuously and communicated findings to senior management to address discrepancies.
- Processed inward and outward transactions alongside cross-border remittances through NEFT and RTGS.
- Handled end-of-day checking and tallying of secured inventory and bulk stock, indenting supplies accordingly.
- Executed cash and non-cash transactions including demand drafts, pay orders, and fund transfers while maintaining strict adherence to financial regulations and security procedures.
- Cross-sold bank products including retail accounts, insurance policies, and loans to walk-in customers during daily lobby management.
- Analyzed CASA product features to identify selling points for potential banking customers.
- Supported sales teams by reviewing product data to align with customer needs.
Education
English
English
Certifications
Languages
English · Professional
Hindi · Professional